For Best Value Bicycle Insurance UK Choose Cycleplan

When looking for Best Value Bicycle Insurance UK, comparisons sites have their place but have two key limitations:

1. They can be more expensive than going direct, as site fees may be incorporated into quotes.
2. Not all vendors are listed on these sites, so you may not be accessing the lowest prices.

So, for the best value bicycle insurance UK go direct to a specialist bicycle insurance vendor wth a lowest price promise like CyclePlan. Cycleplan offers one of the best bicycle insurance plans in the UK, including a standout lowest price guarantee where they will refund the difference if you find a cheaper insurer within the first 14 days, subject to terms and conditions.

Key features include:

• Theft & Accidental Damage up to £30,000 for all types of bikes including Road, Moutain, Hybrid, Electric, BMX, Tandem, Tricycle and Unicycle
• New for Old cover as standard on bikes up to 3 years old
• Insure multiple bicycles and accessories on one policy
• Public Liability including 3rd party property damage up to £5 million which is also available as a ‘stand-alone’ policy
• Personal Accident up to £50,000
• European and Worldwide cover
• No Premium Penalty following a claim
• 14 Day Money Back Guarantee
• Lowest Price Promise – we won’t be beaten on price
• Pay monthly with 0% APR on premiums over £50

These terms were up to date as of 09/02/2022 and may have changed since then so go direct to Cycleplan for up to date terms

Click to view or Buy Cycleplan Bicycle Insurance

4 Main limitations of Comparison Sites When Purchasing Bicycle Insurance.

1. Well, the best bicycle insurance UK will not necessarily be found on insurance comparison websites. The main reason for this is that not all sellers use comparison sites. While there is a wide range of sellers on your best bicycle insurance price comparison websites, not all of them are represented there. This could be because they are a smaller insurer who can’t/dont want to pay the listing fees on some or all sites, or perhaps they feel it conflicts with a direct-to-market brand strategy to use a bicycle insurance comparison site. This means that when you use a comparison you won’t be getting a full view of the market or have access to the best bicycle insurance in the UK. Direct Line is perhaps the most famous insurer that doesn’t list on comparison sites as a matter of pride.
2. There can also be duplication of effort when using comparison websites for purchasing insurance, because after you have completed the complicated query form and chosen your vendor you usually have to go direct to the vendor and complete the application form again. Admittedly, some of this form is auto-populated all ready, but the prudent buyer will double-check it.
3. Because comparison websites charge lenders a fee, even the best bicycle insurance UK vendors will be looking to recoup the cost and it could be reflected in the quote you receive, meaning it could be more expensive using a comparison site than going to the insurance vendor direct. Also, many smaller vendors with excellent offerings, but with limited marketing budgets, are priced out of comparison websites, and as a result, you’ll never get to see them if you rely solely on bicycle insurance comparison sites.
4. It can be an impersonal buying process, where you are disconnected from the brand of the vendor organization.

If you like to have some brand resonance with your insurance vendor, (perhaps they have green values or a proper sporting pedigree/ethic), it’s best to go directly to a quality insurance site like Cycleplan, (backed by Ripe Insurance), which offers a lowest price promise, where they will refund the difference if you find a cheaper insurer within the first 14 days.

Click to view or Buy Cycleplan Bicycle Insurance